posted 02-16-2005 11:31               

Take the points banked and multiply by 6 cents. Then subtract that number from the price. take that number and divide it by the amount of points you're buying. That would give you the price per point.

What do you think of that???

posted 02-16-2005 12:58               

quote:

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Originally posted by Zac495:
on the worldmark site they used this formula:

Take the points banked and multiply by 6 cents. Then subtract that number from the price. take that number and divide it by the amount of points you're buying. That would give you the price per point.

What do you think of that???

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That simple method would be a great start....you'd be comparing all packages as if they had 6k annual credits, with ZERO available credits....perfectly fine to do it that way (my above recommended method merely equalized everything to 6k/6k instead).

One comment, you'll be oversimplifying/neglecting a small value correction if two or more packages have vastly different anniversary dates. To assume (as in your method) all packages are equal.....you might pay $200 too much, or bypass a deal that's really $200 better than it looks because of this.

Recall, the seller may have made 1, 2 ,3 or conceivably four quarterly M/F payments that you'll benefit from.....could be worth zero to $375 on varying anniversary dates.

Good luck.
Hat

posted 03-01-2005 13:36               

Kim